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I believe there are various ways to tell the story of Raisin. But let me take a shortcut. Here are some numbers behind the Berlin-based company that aims to build a leading one-stop shop for savings and investments in Europe.
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We’ve talked to Eddie Dubiel, a representative of Finstreet, about the future of one of their project, the difficulties of operating in the highly regulated German financial sector, and about bringing innovation into large fintech organisations. The insights we gathered shed light on doing business on this highly desirable and competitive market.
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We’ve all been there. A usual Saturday at home, you’ve got your vacuuming done, and you’re in the middle of making pie crust now. With your hands covered in dough, you look around searching for a salt shaker. And then you hear the vibrant tone of an incoming call you’ve been waiting for the whole morning. A crazy race around the house commences. You’re running around spilling dough on the floor, looking for your phone in desperation. Your dog is running after you, making even more mess. Luckily you find the phone and pick it up. Then another ordeal starts – talking on the phone holding it between your arm and head with a dog tripping you up is never a good idea. What if we told you you could bring some peace into this chaotic scenario? Image a home robot that would answer the call for you and let you talk to people hands-free. Here comes the Israeli company, Roboteam, that used to make life saving robots for the defence. Now, it can save millions of domestic heroes during their home battles with their new product: temi, the personal robot.
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A typical day at Netguru looks as follows: One team is building an app for one of the biggest banks in Europe. Another team is working with Volkswagen to help them create a unique customer experience for their first boutique store. Yet another team is sitting at one table with a group of designers and developers experienced in creating cutting-edge unmanned ground vehicles.
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ClickMechanic brings a revolution to the car repair and automotive industries. People uncomfortable with their lack of knowledge when leaving their car at a garage no longer need to worry thanks to ClickMechanic’s vetting system for mechanics and a fixed price for repair services. Mechanics can sign up to the platform to get more work and save on the costs of customer service. The result? 18,000 mechanics already on board and prices 50% lower than those of franchise dealers. I had the chance to talk to Andrew Jervis, ClickMechanic’s founder, about what inspired him to create this project, what they offer to customers and mechanics, and how they stay competitive on this highly specialised market.
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At first, traditional incumbent businesses seemed to neglect N26’s existence.
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Insurance, a travel startup, and insurance again. That would be the shortest description of the professional career of Tim Kunde, a 38-year-old German on a mission to disrupt the insurance industry.
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ChaperHome is a simple mobile app, but it could save the life of someone you love – or your own. Based on research and user feedback, ChaperHome is a safety companion, connecting you to a network of ‘protectors’ – your friends and family. You can easily set up scenarios and the app will send a notification to your loved ones as soon as it registers something going wrong. The point is that it will happen without any input from you. In a situation where you might not have time for more than a single tap, ChaperHome has your back.
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The Policygenius story goes as follows: back in the day, two McKinsey consultants were advising insurers on growth and marketing strategies. They found a repetitive pattern: the insurers didn’t have a clue how to engage with customers online. So they decided to start their own company to tackle that challenge.
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